Albert ventured out on his own after they married and started two banks in Nebraska but left shortly afterwards because Nebraska was too “Wild West” for his family. He moved back to Palantine Illinois and started a new bank there but lost everything in a bank panic. For a brief stint Albert was a conductor on a street car (no doubt this experience would prove useful to him in the eventual development of Spaulding Square).
In 1900 Albert moved the family to Fort Collins. He bought a large 60 acre parcel to run a plant nursery business. After losing his six year old daughter, Isabel, to typhoid fever in Fort Collins- he decided to move the family back to Illinois. Albert had a difficult time finding a buyer for the large parcel that he had used for his nursery and a friend suggested that he subdivide the property into residential lots. Albert did and was able to sell them. This was his first real estate development deal. When Albert moved back to Springfield he bought several estates and subdivided them into residential lots for a tidy profit.
In 1908 Albert and Nellie moved the family again out west to Long Beach. Nellie passed away shortly after they arrived during childbirth. Albert was devastated, Nellie left behind six children.
In 1909 Albert moved the family again from Long Beach to Hunting Beach. Albert met a beautiful piano teacher named Pearl Byer Stoner there who became his children’s piano teacher. They were married shortly afterward. They had another four children together.